Houses & Homeloans

Read from the articles below that I have composed for first time home buyers and those venturing into the world of bonds and house hunting after a hiatus.

What every Potential Home Buyer should ask an Agent

fetchimageSo you’ve made your calculations with your home loan calculator and you’re out there viewing houses and getting all excited about what you see. At some point you’re going to have opportunity to talk about the house you’re interested in with the agent. If you’re anything like me you sit staring at the agent with mouth open like a guppy and your best questions dribbles down your chin as they gush madly about the house in question. Then you drive home confidently reciting some the most incisive questions know to man. Perhaps you should come prepared…

Here are some important questions you should ask the agent before you sign on the dotted line. They are not necessarily in any particular order.[…}

Doing your part to ensure bond approvaldownload

{Financial institutions are tightening their grip on approval criteria for home loan seekers. What can you do once you’ve used your bond calculator to improve your chances.} The amount of accepted applications have fallen lately as a result of tighter lending regulations. These oblige providers to make far more stringent checks that you’ll be able to afford to pay your bond, even if interest rates go up or your circumstances change.[…]

bridgingCan Bridging Finance Help You With Your Home Loan?

So you’ve used your bond repayment calculator to establish
what you can afford in terms of a purchase price and the necessary repayments. But for some reason you fall short of what you can afford for one of the following reasons. Consider these scenarios and see whether bridging finance is for you.[…]

Bond Protection Insurance

Picture

So you’ve decided to work out the details of your bond repayments with our bond calculator. But now you need to start thinking about, what
they call in the industry, Bond Protection Insurance. Bond Protection Insurance is a bond insurance plan that has been specifically designed to provide flexible risk benefits in respect of home […]

Picture

Negotiating a Better Price for Your New Home.

Here are four important considerations when negotiating the asking price of your prospective home so you can bring down the monthly repayments you calculated with your bond calculator. Probably the biggest purchase you’re likely to make is a house. So bringing down the asking price even a couple of per cent will save you thousands […]

10 Practices of Picky Property PurchasersPicture

So you want to buy a house. House hunting is all about the viewing. Here’s how to make sure a property is really worth your money. Upon determining your bond repayments with your bond calculator it’s time to start looking around. Looking around a property that could become your new home is exciting, but you […]

Pre-Approved bondsPicture

So what is a pre-approved bond when it’s at home in front of the fire warming itself? One web definition says that a “pre approved bond gives both the buyer and seller the assurance that the buyer can afford offers made within a certain price brand, and that they will qualify for the bond required […]

Bond affordability and the hoops banks make you jump throughPicture

Your Bond Affordability ‘Score’ Is there such a thing? With research it seems that between the banks the variables are many and the absolutes are few. After working out what you can afford with your bond calculator one will have to take your chances depending very much on the bank. ABSA Home loans singled out […]

The Transfer ProcessPicture

Once all conditions have been filled and everything has been finalised, the Conveyancer will be instructed to commence the transfer process. This process involves several steps, and here we explain what you need to know, what these steps are and what is involved in this process. The Agreement of Sale Purchasing or selling property is […]

A Glossary of Terms for the Homebuyerproperty-investment-real-estate-trading-word-cloud-illustration-word-collage-concept-35121918

Once all conditions have been filled and everything has been finalised, the Conveyancer will be instructed to commence the transfer process. This process involves several steps, and here we explain what you need to know, what these steps are and what is involved in this process. The Agreement of Sale Purchasing or selling property is […]

Advertisements

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s

%d bloggers like this: